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Most people don't have a few thousand $/€ to spend per month on hobbies.
Most people don't have few K to 20 k $/€ to put away to save up to houses.
I understand what you are saying about the extremely rich that can't spend all money they have in their life time.
But those are very few.
I only opposed your claim that money can't make your life more enjoyable. I did not hate my life when I was a student with more or less no money to spend on hobbies/stuff I enjoy, but you can't really argue that extra money to spend is a bad thing, for the vast majority of human, it is/would be a good thing.
Yes, most people don't have this "compared to the ~1% very very small amount" of money per month, exactly.
That's why I tried to explain that the "difference in enjoyment / happiness" is not really bound to "lots of money", but instead to "a sum which suffices to fulfill your requirements, which might vary".
If those are not fulfilled because of too less money, then you're absolutely right. But my point is regarding the side effects, basically the good and the bad of "more money available" in combination with ones own life and ego, the emotional constant being.
And this can technically only start above "all immediate requirements fulfilled", as this is the point at which one shifts to:
"Would be nice to have, but I don't even know when I will take time to use it" .. and then to:
"Oh, looks nice. *Clicks buy button*" .. and then to:
"I've got a green Lamborghini. Let's order a green metallic one, as I don't want to wait until the paint shop had remade this one. I'll just order it in the same feature set (maximum one, for sure) and then use it. Should be there in around three weeks, maybe two and a half."
I guess you can feel the missing part of connection even from this very simple description. Those persons lose something in their life which actually counts the most if their life ends. (I can tell this out of experience, as funny as this might read, just not only once).
As such I am all for people getting as much money as they need to fulfill the requirements they have.
To live a life which actually bonds with the experience of life, the experience of "how I got here from being in X, what do I do here, I am happy about X, Y and Z, because I value those things which were really hard to build, get, acquire - as a part of my life". A life where they look back and see more than "Using car 1, using car 2, using jet 1, using jet 2, event 1, .." - because that would be hollow. It misses everything their individual self could bond to.
But on the other hand: you can find people which even say:
"No thanks, I like to work for my goals. I would have more time, more free space, ways less hassle with my goals, I could even order some people to help - if I had more money. But I still prefer looking back at those hard years and having a fulfilling, rich life with lots of unexpected adventures, dangers, tasks, coexistent helping here and there."
It's all individual and those people might value their personal bond over the experience of time (which we living beings on this cute planet see as linear) higher than an easier, more comfortable and stress-free shortcut. Who knows..
The problem with "too less money" is well known to me, don't worry. ? I'm actually searching for an investor in relation of a six to seven digit sum which none of us could acquire out of our own savings or available sources. If this fails then I'm back to a very problematic situation, while the development itself is actually already existent (and in my hands), but it would vanish if there's no success.
And due to some other unfortunate event (which was what I wrote about further upwards) I've lost something very relevant: Motivation. You can't do shit without motivation or a goal. If you think "it doesn't matter.. it's all just a time killer.." then there's no avail.
Life's a hassle, but I still like this unfair and tragic structure of "being John Malkovich" - no, being one self.
Take your time to enjoy skiing or snowboarding and don't leave your loved ones out of your bonding with enjoying activities.