139618
Indeed, I'm one of the more lucky ones that was able to build enough credit, aquire enough savings, and maintain a reasonably paying job through years and years of effort and hard work to be able to own a home of my own. Well, "own" as it technically belongs to the bank until I finish paying off the mortgage, but I definitely am in no danger of losing it anytime soon.
Although I feel bad for the new wave of youngsters out there now, as hosing prices went from a very ridiculous to absolutely bonkers insane in just a matter of a handful of years.
Almost the same here, although mine sits a little above 3%. I'm sure prices will eventually go down again. In fact the prices now are artificially high as it should be steeply declining, and should have been doing so since late 2022. But thanks to "ghost houses" and private investment firms, it's going to be a little while before that bubble finally does pop. That, and the boomers are dying off in droves, although many of their houses are getting passed down to the next of kin or the next of the next of kin.I caught the final wave of that and got in at the last moment under 3% - I am sort of in the golden handcuffs because I will never see a rate like that ever again. I kinda wish I had chosen something with more of a back yard but I do have a dog part and it is pretty walkable.